Oscar Health Just Proved Everyone Wrong.

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Oscar Health just delivered one of the strongest quarters in its history.

3.2 million members. Up 56% year over year. The short sellers said membership would collapse after ACA subsidies expired. It did not. It accelerated.

Revenue hit $4.6 billion. Up 53%. Earnings from operations reached $704 million. Nearly 2.5x what they produced a year ago. EPS came in at $2.07 versus the Wall Street estimate of $1.06. The business did not just beat expectations. It obliterated them.

Full year 2026 guidance reaffirmed. Margins expanding. Profitability real and growing.

This is the thesis playing out in real time.

We bought it when nobody wanted it. We held it when everyone doubted it.

$OSCR is my largest personal holding by far.

If you have been reading for free and waiting for a reason to join the paid community — today is that reason.