Why I Am Aggressively Adding to Mercado Libre Right Now.

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I run a two stock portfolio. Oscar Health and Mercado Libre. This week both reported earnings. This week both delivered.

But I want to be honest about something. The numbers are everywhere. You don’t need me to read them to you.

What you need from me is what I actually think.

Here is what I think.

Mercado Libre is building something that most Western investors still fundamentally underestimate. 84 million active buyers. 82 million fintech users. A credit portfolio growing 87% year over year. This is the financial and commercial infrastructure of an entire continent that is only beginning to go digital.

People compare it to Amazon. That comparison is lazy. Mercado Libre is Amazon plus PayPal plus a bank plus a logistics network operating in markets where all four of those things barely existed a decade ago.

The TAM is not a number I can calculate. It is genuinely too large.

And here is my action plan.

At current price levels I will be aggressively adding to my Mercado Libre position. Why? Because the decade ahead looks exceptional and the market is still treating this like a regional e-commerce play.

Now check this out:

One more thing worth highlighting above all the other numbers.

Net Promoter Score. Mercado Libre consistently leads NPS in Brazil, Mexico, Argentina and Chile. This is the number that tells you whether customers actually love the product or just use it because they have no alternative.

In Latin America, Mercado Libre has no serious alternative. And customers love it anyway.

That combination monopoly-like positioning plus genuine customer affection is extraordinarily rare. Watch this number closely. It tells you more about the long term durability of this business than any quarterly revenue figure ever could.

Oscar delivered this week. Mercado Libre delivered this week.

I own both. I am adding to both.

Watch the full Q1 earnings call here:

The Tool I Use to Work Through This

When I analyze situations like this, I rely heavily on Fiscal.ai

It helps me:

• Normalize financials

• Cut through filings

• Model downside and upside scenarios

• Focus on structure instead of noise

I use it every day.

You just read my honest take on two earnings reports, my exact action plan, and where I am putting real money next.

This is what paid subscribers get every time something important happens.

Not the numbers. Everyone has the numbers. My judgment & next moves.

$49 a year. 13 cents a day. The next report drops soon.

The door is open. Walk through it.